<SNIP> ... but most people don't understand the power of
> persistent saving.
>
>SNIP
> By the way, I am proud to say that, using all of my mathematical skills, I
> have NEVER lost in the lottery.
>
The problem with persistent saving is that the odds are that you won't
live long enough to spend all that compounding! What are the odds
anyway?
Phil maybe you DID lose by not buying a lottery ticket - someone always
wins the lottery - it could have been you!
-- Gary Helmer helmerg@operatns.mohawkc.on.ca